I purchase my first car two weeks ago. What are the chances it gets hit two weeks later while being parked/stored in Tacoma while I visit home? Turns out it did, so my car (that I was just beginning to like) is now sitting in a police impound lot while I wait on hold over the phone back at home. Think that’s a coincidence, think again. It appears the driver that crashed into my parked car was not insured. That’s okay as long as you have underinsured vehicle coverage on your cars insurance policy. Last Friday when I flew home I HAD THIS INSURANCE but being the spending conscious consumer I am, I reduced the insurance to a “storage” policy which limits my coverage to comprehensive insurance (covers theft, fire, etc. but not a collision with another vehicle) and greatly reduces my premium. A day and a half after I disabled underinsured property insurance, my car gets hit. But I have nobody to blame but myself (funny thing is, I’d make the same decision again) considering I foresaw an issue like this happening (ask Ricki, maybe I’m psychic). I really have no idea what kind of condition my car is in now or what’s going to happen with this situation, but you are bound to hear more about it on this blog.
Anyway, what fixes a bad day better than a night at the bars’ and that’s what I did. My buddy graduated from SFSU on Saturday and we hopped through a couple of bars on Geary and Clement St. They were okay.